1 min readFreemium

Xe

Xe is a currency converter that shows live mid-market exchange rates, historical charts and rate alerts, plus a money transfer service.

// at a glance

Is Xe free?
Freemium. Partly. Xe has a free plan, with paid plans for more features or usage.
Category
#Finance
Website
xe.com ↗
Xe logo

What is Xe?

Xe is one of the best-known currency sites. Its converter shows live mid-market exchange rates for a long list of world currencies, and you can view historical rate charts or set rate alerts that notify you when a currency pair reaches your target.

Xe also runs Xe Money Transfer for sending money to over 190 countries. Xe shows the rate and any fees before you confirm, but the transfer rate includes a margin over the mid-market rate shown in the converter. Businesses can pay for the Xe Currency Data API, which starts at $799 a year.

Main Features

  • Live mid-market currency converter
  • Historical exchange rate charts
  • Rate alerts by email or app
  • International money transfers
  • Mobile apps for iOS and Android
  • Paid currency data API for businesses

How to Get Started with Xe

  1. Open xe.com and enter an amount.
  2. Choose the from and to currencies.
  3. Check the chart to see recent movement.
  4. Set a rate alert or start a transfer if needed.

Xe Pricing

The converter, charts and alerts are free. Money transfers carry fees and an exchange-rate margin, and the Xe Currency Data API starts at $799 per year.

Who Should Use It?

  • Travellers checking prices abroad
  • Freelancers paid in foreign currencies
  • People sending money overseas
  • Online shoppers buying from other countries
  • Businesses needing exchange rate data

Xe Alternatives

  • Copilot Money: Personal budgeting and net worth tracker.
  • Cleo: AI money app for budgeting and saving.
  • Mercury: Online banking built for startups.

Frequently Asked Questions

Is Xe free?

The currency converter, charts and rate alerts are free. Money transfers and the business data API cost money.

Is the Xe rate the rate I get when sending money?

Not exactly. The converter shows the mid-market rate, while transfers include a margin, so check the quote before you confirm.

Does Xe have an app?

Yes. Xe has apps for iOS and Android with live rates, alerts and transfers.