What is Kudos?
Kudos is a smart wallet for people with more than one credit card. Once you add your cards, its browser extension and mobile apps recommend the best card to use at checkout on each site so you earn the most points or cash back, and they can autofill your card details securely.
The free plan also includes Kudos Boost, which passes on the commission Kudos earns from more than 15,000 partner shops as extra cash back, plus 30 days of transaction tracking, credit score monitoring, a Dream Wallet that suggests cards based on your real spending and a Card Explorer for filtering cards by welcome bonus and annual fee. An AI tool called MariaGPT helps you research more than 3,000 cards. Kudos Premium adds automatic activation of card-linked offers, a benefits tracker, welcome bonus tracking, two years of history, and AI services that cancel forgotten subscriptions and negotiate bills.
Main Features
- Best-card recommendation at checkout
- Kudos Boost extra cash back at 15,000+ shops
- Dream Wallet and Card Explorer for choosing cards
- MariaGPT AI card research
- Credit score monitoring and secure autofill
- Premium: auto-activated card offers and bill negotiation
How to Get Started with Kudos
- Sign up at joinkudos.com or download the Kudos app
- Add the credit cards you own
- Install the browser extension
- Shop as usual and use the card Kudos recommends at checkout
Kudos Pricing
The core Kudos app is free. Kudos Premium costs $71.95 a year, or $240 once for lifetime access, and adds offer auto-activation, benefits tracking, bill negotiation and longer history.
Who Should Use It?
- People juggling several rewards credit cards
- Points and miles collectors
- Online shoppers who want extra cash back
- Anyone choosing their next credit card
- Households trying to cut bills and subscriptions (Premium)
Kudos Alternatives
- Cleo: AI money app for budgeting and spending
- Copilot Money: AI-powered budgeting and spending tracker
- Origin: AI financial planning and money tracking
Frequently Asked Questions
Is Kudos free?
Yes, the core app is free. Premium costs $71.95 a year or $240 for lifetime access.
How does Kudos pick a card?
It looks at the cards you have added and the merchant you are on, then recommends the card that earns the most rewards for that purchase.
What is Kudos Boost?
A free feature that adds extra cash back at partner shops on top of your normal card rewards.